Quick Response Resource Center

Timely Information and Updates 

Our team has created this resource center in order to provide you with unbiased data, time sensitive information and industry updates.

We understand that market volatility and uncertainty in the economic outlook can be unsettling. There is a lot of information, and sometimes misinformation available, so we are providing the following resources in an attempt to inform and empower our clients.

April Market Review

May 3, 2022 The nature of the economy is that there are always causes for concern in strong markets, just as there are reasons for optimism in weaker ones. It’s fair to say, however, that April made it easier to find the concern than the optimism. Still, we take the view that the headwinds we’ve faced so far in 2022 represent discomfort masking long-term opportunity and a fundamentally tenacious economy. “While the markets have been focused on the negative, they have ignored the resiliency the economy is showing,” said Raymond James Chief Investment Officer Larry Adam. ...
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Cyber Threats Amid the Russian-Ukraine War

The Russian invasion of Ukraine has led to increased awareness of potential cyberattacks, particularly within Ukraine and other Eastern European countries. We understand you may have concerns about whether these events affect the security of your financial accounts – but rest assured that our cybersecurity professionals have been monitoring and preparing to defend against threats like these for years. At this time, Raymond James hasn’t experienced any increase in cyberattack activity. Our Cyber Threat Center will continue to actively monitor the conflict and take all necessary steps to protect our networks and your personal information, including ...
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March Market Review

April 4, 2022 Global equities experienced volatility throughout March, though a late rally softened some of the sharper losses from earlier in the month. The volatility of recent months continued, driven by geopolitical events that we believe are unlikely to dissipate soon, a more hawkish Federal Reserve (Fed) and higher prices. As expected, the Federal Open Market Committee raised the federal funds rate 25 basis points at its March meeting and indicated that further increases will be needed to return inflation to its 2% goal. Chair Jerome Powell reiterated the central bank’s commitment to curbing inflation, ...
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Deadline Reminder: Contribute to IRAs by April 18th

Even though tax filing season is well under way, there is still time to make a contribution for 2021 to a Traditional or Roth IRA until Monday, April 18th, 2022. You can contribute up to $6,000 for 2021 or $7,000 if you were age 50 or older on or before December 31, 2021. Important Reminders When Submitting Your Contributions: Make the check payable to Raymond James. Put the contribution year and account number on the memo line of the check. Traditional IRA: You can contribute to a traditional IRA for 2021 if you had taxable compensation. ...
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February Market Review

March 1, 2022 Investors have been on a bumpy ride as both domestic and emerging markets have seen continued volatility over the past few months. February was no exception with the broad-market S&P 500 dipping into its first 10% correction in almost two years as geopolitical tensions intensified. The last week of February brought the somber news of escalating conflict in Eastern Europe. We, along with many of you, hope for a peaceful resolution soon without further loss of life. The world continues to watch this very fluid situation between Russia and Ukraine. While the conflict ...
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January Market Review

February 1, 2022 Volatility was the trend for domestic and foreign equity markets in January, as well as the domestic bond market, albeit to a lesser extent. The broad-market S&P 500 flirted with a 10% pullback, for example. The ups and downs in the domestic equity indices stabilized briefly ahead of the Federal Reserve’s (Fed’s) meeting, which left short-term interest rates unchanged, but turned skittish shortly after Fed Chair Jerome Powell announced there was “quite a bit of room” to raise rates in the near future. The market seemed to have priced in three hikes this ...
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December Market Review

January 5, 2021 While the traditional end-of-year Santa Claus equity rally may not have been as pronounced as we typically see, it may have just come early. Thus far, we’ve seen both the Dow Jones Industrial Average and the S&P 500 notch new highs in December with underlying market sectors firmly in the green. Despite the challenges posed by coronavirus variants and extreme weather events, 2021 saw the best economic growth since 1984, muted market volatility and the S&P 500 delivering a return of approximately 27% over the course of the year. Raymond James Chief Investment ...
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November Market Review

December 1, 2021 Even as many families in the United States gathered to celebrate what felt like a more normal Thanksgiving holiday – complete with traditional feasts – there was fresh evidence the pandemic will provide us with more to digest. Positive fundamentals and supportive seasonality propelled the equity markets to record highs during the month. However, volatility increased after the holiday and the S&P 500 Index lost roughly 1% in November – making it the second negative month of the year. The emergence of the new omicron COVID-19 variant in South Africa and newly imposed ...
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October Market Review

November 1, 2021 The major domestic equity indices climbed steadily through October, a confident step forward from September’s stumble even as supply issues created intermittent voids on supermarket shelves and broad patches of uncovered tarmac at car dealerships. Strong corporate earnings reports set the stage at the start of the month, and the release of a low gross domestic product (GDP) growth estimate at the end of the month did not blunt the markets’ upward march. The S&P 500 and Dow Jones Industrial Average both set new record highs in October, and the NASDAQ Composite was ...
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September Market Review

October 1, 2021 Markets prefer clarity – or at least as close a facsimile as they can get. Since the start of the pandemic, we’ve seen how markets can push through uncertainty, up to a certain point. September, however, brought a stack of compounding uncertainties, combining to end the S&P 500’s seven-month streak. To understand what caused this downward tilt, look to these four Cs: China: The potential default of Evergrande, the Chinese real estate giant Congress: Brinkmanship over the federal debt ceiling and pending legislation Commodities: The rapid oil price hike to values not seen ...
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August Market Review

September 1, 2021 Record-setting earnings, official FDA approval of the Pfizer vaccine and anticipation that booster shots will begin in September helped drive equity markets steadily higher in August. The S&P 500 index, a common measure for U.S. large-cap performance, reached 12 highs during the month on its way to gains of roughly 3%. Since Memorial Day, the S&P 500 has gained more than 7%, belying the idea that equity markets take the summer off. “Summer strength continued in August, dispelling the myth that investors ‘sell in May and go away,’” said Raymond James Chief Investment ...
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July Market Review

August 2, 2021 As the major domestic equity indices continued to mark new highs through July, they provided an example of how dueling narratives can both be true while the forward-looking market produces a clearly positive result. In this case, optimism bolstered by a broad selection of economic data and sentiment – gross domestic product (GDP) growth, employment, earnings and reduced inflationary fears among them – has managed to, for now, contain COVID-19 delta variant worries. The S&P 500 and NASDAQ both set seven all-time highs in July, while the Dow Jones Industrial Average recorded five. ...
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Sherry Holley Q1 2021 Market Update

First Quarter 2021 Market Update and a Close Look at Inflation

First Quarter Market Update The first quarter of 2021 witnessed a boost for the economy as the continued expansion of the vaccine rollout and the passage of the almost $2 trillion stimulus bill was reflected in rising gross domestic product (GDP) estimates, a further move up in equity prices, and a steady rise in interest rates. The S&P 500 Index, which measures large stock performance, is up 5.77% through the end of March and the Dow Jones Industrial Average measure of the stock performance of 30 large stocks is up 7.76%. The tech-heavy NASDAQ index is ...
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Markets Experience Bumpy Ride

February 1, 2021 It’s been a somewhat volatile week for the equity markets, and we wanted to offer some perspective on what’s happening for our valued clients. Last week’s selloff was the largest in three months for the three major U.S. stock indices – the S&P 500, the Dow Jones Industrial Average and the NASDAQ. Volatility was especially present, however, in a handful of stocks that experienced unusual activity involving a form of speculative investing called short-selling. While all investment strategies contain some level of risk, short-selling, options trading, or going long on a stock, involves ...
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Investment Strategy Quarterly: January 2021

        Investing involves risk, and investors may incur a profit or a loss. All expressions of opinion reflect the judgment of the Raymond James Chief Investment Office and are subject to change. There is no assurance the trends mentioned will continue or that the forecasts discussed will be realized. Past performance may not be indicative of future results. Economic and market conditions are subject to change. The Dow Jones Industrial Average is an unmanaged index of 30 widely held stocks. The NASDAQ Composite Index is an unmanaged index of all common stocks listed ...
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Make Your Retirement Contributions Count

November 25, 2020 For the 2021 tax year, individual investors can contribute up to $6,000 to either a traditional or Roth IRA. If you’re age 50 or older, you can contribute an extra $1,000. I wanted to remind you so you can take full advantage of your ability to save toward retirement. Contributing as much as you can as early as possible allows those assets more time to potentially grow and compound. Keep in mind that contributions generally must be made before you file your tax return in April.   You may also contribute up to $19,500 ...
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Market Leaps at Positive Vaccine News

November 10, 2020 Few things are as encouraging as a glimpse at the light at the end of the tunnel. Pharmaceutical makers Pfizer and BioNTech announced Monday morning that their coronavirus vaccine has shown strong results through ongoing drug trials – a 90% efficacy rate with minimal side effects. This news immediately gave lift to the markets, adding another historic moment to a year chock-full of them. Already buoyed from the weekend announcement of former Vice President Joe Biden’s 2020 presidential election win, the broad-based S&P 500 and Dow Jones Industrial Average indices recorded massive gains ...
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Wall Street Watching Election Results

November 4, 2020 So now we wait. Like long-term investing, this election has required perseverance, persistence and patience. If you’re anything like us, you have anxiously awaited the outcome of this seemingly unending election cycle. And truth be told, all elections appear more crucial than the one before – this one in particular as we deal with the ongoing pandemic and seek answers to uncertainty surrounding the global markets and economies, taxes, monetary policy and further fiscal stimulus. Initial results, including some from closely watched battleground states, caused the markets to rally Wednesday morning. While markets ...
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Politics, Pandemics, and Performance

October 27, 2020 Stocks faltered at the beginning of the week as COVID-19 cases surged and stimulus talks stalled. Uncertainty surrounding the 2020 election also drove market declines.   The S&P 500 (-1.9%), Dow Jones Industrial Average (-2.3%) and NASDAQ (-1.6%) each sharply declined today. More specifically, the S&P 500 closed below its 50-day moving average for the first time in three weeks. While moves like this are uncomfortable and never easy to digest, it is important to put the decline in perspective, cautioned Raymond James Chief Investment Officer Larry Adam. For the S&P 500, it ...
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COVID Guidelines

‘Healthy at Work’ Office Reopening Guidelines: On June 1, our Gratz Park Private Wealth team returned to our office building with new guidelines in place to ensure it is the safest environment possible for us as a team, you as our client, and for our community as a whole.  We have taken guidance from the Centers for Disease Control and Prevention (CDC) to implement increased safety measures and operational changes. We are doing this in 5 main ways:   Practicing healthy hygiene by frequent hand washing, and wearing cloth face masks Intensifying cleaning, disinfecting, and ventilation ...
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Equities Pullback From Early September Highs

Investors have had a lot to process over the past few days. Domestic equity declines on top of global ones dovetailed with the loss of legendary Supreme Court Associate Justice Ruth Bader Ginsburg as well as a rise in COVID-19 cases across the nation. The Dow Jones Industrial dipped almost 3% on Monday, and the S&P 500 slid more than 2% from the previous week, off about 7% from its recent highs earlier this month. Large-cap tech names, which had experienced a run up in recent months, began to drag on the broader markets this week, ...
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Putting Market Activity Into Perspective

Truth be told, like many of you, we had hoped that the stock market momentum would continue through the Labor Day weekend. However, the Nasdaq and the broad-market S&P 500 began to show signs of weakness a few days before the unofficial end of summer. We’ve seen these patterns before, and yet these rapid changes can still be a bit unnerving, so we thought you’d like to see 10 things investors should know from Raymond James Chief Investment Officer Larry Adam. Among his insights? The market still posted the best return for a summer (Labor Day ...
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S&P 500 Climbs Over 7% in August, Attains New All-Time High

We hope you and yours are well as we approach the end of summer, a time of change even during more normal times. As we all prepare for this busy period, we wanted to share with you a look back at the markets and economy over the past month of this record-breaking year. The S&P 500 hit a new high on Aug. 18 for the first time since February, making up for the losses in March, and continued to climb through the month. Technology and large-cap companies led the way, continuing the “tale of two markets” ...
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See How We Give the Information You Need – When You Need It

In addition to a carefully constructed long-term financial plan, working with Gratz Park Private Wealth gives you ready access to vital information. Whether it’s logging in to Client Access to track all of your accounts in one secure place or reviewing important investment disclosures, you can get the information you need – when you need it. From virtually anywhere. Client Access Discover the ease and convenience of having online access to your Raymond James accounts with Client Access. Whether you want to get a look at the big picture or analyze the details of your portfolio ...
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Second Quarter GDP Report Reflects Early Pandemic Response

The U.S. economy contracted 9.5% through the second quarter, the worst single-quarter decline in gross domestic product (GDP) since the Commerce Department started tracking it in 1947. It was expected the report would show a dip, but it’s important to recognize what that dip represents. It does not attest to the economy’s current trajectory, just the most stringent period of pandemic lockdown. There are plenty of reasons to believe the third quarter will see a sharp rebound, though the specifics will likely be shaped by the coronavirus, as U.S. Federal Reserve Chairman Jerome Powell said. The ...
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Mixed Results in June; Tech Stocks Continue to Outperform

The equity market hit a year-to-date high in June but was tempered by emerging coronavirus cases as states slackened their isolation orders, ending with a near flat month after three months of sustained rebound from the March 23 low. The COVID-19 pandemic continues to drive fiscal and monetary policy, and as Federal Reserve Chairman Jerome Powell has said he expects the central bank to continue its support, Congress may soon start negotiating another round of fiscal stimulus. As the results of loosening restrictions play out, investors should expect some volatility as new cases arise and states ...
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The CARES Act Passed Into Law

The CARES Act Passed Into Law From rebate checks to small business support, there’s a lot packed into the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was signed into law on Friday. The $2+ trillion emergency fiscal stimulus package is intended to mitigate some of the economic effects of dealing with COVID-19. Here’s a look at some of the key provisions. A check – Based on income and family makeup, most Americans can expect to receive $1,200 individually ($2,400 for joint filers) and $500 per dependent. Amounts phase out for those who reported adjusted ...
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Volatility Continues as Fiscal Stimulus Package Takes Shape

Market Volatility Tip: If you had invested in the stock market from 1999-2018, and not touched it, your money would have nearly tripled. But if you had traded in and out and missed out on just the 10 best-performing stock market days over that 20 year period—your returns would have only been half of that.   The economic effects of COVID-19 have accelerated quickly and the financial markets are experiencing heightened volatility. The major U.S. stock indices rise on positive news, such as the president’s call on Tuesday for lawmakers to pump $1 trillion into the ...
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